Zagreb, Croatia
Where TomorrowBETAPriorities

City report · today and 2035

Zagreb

Croatia

Nick Savchenko from Kiev, Ukraine · CC BY-SA 2.0

Scored on our default priorities. Set your own on the map and this report answers those instead.

From the data snapshot of 12 October 2026. The full report opens here with the live data.

Your match

50 today, 49 in 2035#37 of 46

Ahead of most places on cost of living. Behind on internet and climate resilience.

By 2035 your match moves from 50 to 49, mostly from cost of living (77 to 66).

At a glance

Average temperature
12.1°C
Winters 2.5°C
Monthly spend
€1,120
per person
Safety
85/100
average 83
Shortest day
8h 40m
longest 15h 44m
Air quality
13.3 µg/m³
PM2.5; WHO advises under 5
Walkability
100/100
2,704 shops within 1 km

Today and in 2035

Eight measures, 0 to 100: where each stands, and where it is heading.

  • Climate Resilience: 76 today, 72 in 2035(Climate model)

    The median of 10 climate models (CMIP6, middle-road scenario) is +0.7°C by 2035 and 5 more days above 30°C a year.

  • Cost of Living: 77 today, 66 in 2035(Our forecast)

    Prices here sit below the US level and tend to rise as incomes catch up. House prices rose 127% in ten years, which adds pressure.

  • Safety & Stability: 85 today, 85 in 2035(Held at today)

    Crime and political stability do not follow a trend we can project, so we hold today's value.

  • Healthcare Access: 79 today, 79 in 2035(Held at today)

    We have no trend for its spending, life expectancy and out-of-pocket mix we can defend yet, so today's value is shown.

  • Visa Freedom: 47 today, 47 in 2035(Held at today)

    Visa rules change by political decision, not by trend, so we hold today's value.

  • Community Fit: 68 today, 73 in 2035(Our forecast)

    The share of residents born abroad has been growing in most countries, and we assume it keeps growing.

  • Internet Quality: 76 today, 88 in 2035(Our forecast)

    The share of people online keeps rising everywhere, fastest where it is lowest.

  • Tax Friendliness: 37 today, 37 in 2035(Held at today)

    Tax law changes by political decision, not by trend, so we hold today's value.

Where it shines

  • Easier on the wallet. Cost of Living 77 of 100, against 60 on average across the 85 places we cover.

Worth weighing

  • Patchier internet. Internet Quality 76 of 100, against 89 on average across the 85 places we cover.
  • Higher climate risk. Climate Resilience 76 of 100, against 86 on average across the 85 places we cover.
  • Heavier on tax. Tax Friendliness 37 of 100, against 44 on average across the 85 places we cover.

Weather and climate

Winters average 2.5°C, and 42 days a year reach 30°C.

Year-round average
12.1°C
Winter average
2.5°C
coldest three months
Days of 30°C or more
42
a year
Humidity
78%
yearly average
Earthquakes, magnitude 5+
3
within 100 km, 1976–2025

The median of 10 climate models is +0.7°C by 2035 on the middle-road scenario, with 5 more days of 30°C a year. Climate resilience moves from 76 to 72.

Sources: NASA POWER (MERRA-2) (2020–2024) · CMIP6 ensemble via Copernicus CDS (2030–2039 vs 2015–2024) · ND-GAIN Country Index + NASA POWER (MERRA-2) (2024, 2020–2024) · USGS ComCat (1976–2025)

Cost of living

The average person here spends €1,120 a month. A single worker on the average wage keeps €1,408 after tax.

Monthly spend
€1,120
average per person
Price level
73
EU average = 100
House prices
+127%
over the last ten years
Can't heat their home
4.2%
of households
Rent, 2-bed flat
€1,550
unfurnished · 1-bed €1,050, 3-bed €2,200
Buying, per m²
€2,830
a flat
Local income level
131%
of the EU average, this region
Unemployment
3.0%
Grad Zagreb

Our forecast puts a month at about €1,300 by 2035, in today's money. Prices here sit below the US level and tend to rise as incomes catch up. House prices rose 127% in ten years, which adds pressure.

Sources: World Bank WDI (2025) · Eurostat earn_nt_net (2025) · Eurostat prc_colc_rents (2025) · Eurostat urb_clivcon (2024) · Eurostat prc_ppp_ind (2024) · Eurostat prc_hpi_a (2015→2025) · Eurostat ilc_mdes01 (2025) · Eurostat nama_10r_2gdp (2024) · Eurostat lfst_r_lfu3rt (2025)

Safety and healthcare

Safety scores 85 and healthcare 79, out of 100.

Homicides
0.7
per 100,000 people a year
Political stability
78/100
Life expectancy
80.2
years at birth, Grad Zagreb
Hospital beds
7.0
per 1,000 people, Grad Zagreb
Health spending
$3,229
per person a year (PPP)
Paid out of pocket
9%
of all health spending

Healthcare is held at 79. We have no trend for its spending, life expectancy and out-of-pocket mix we can defend yet, so today's value is shown. Safety is held at 85: crime and politics follow no trend we can project.

Sources: World Bank WDI (2023) · World Bank WGI (2025) · Eurostat demo_r_mlifexp (2024) · Eurostat hlth_rs_bdsrg2 (2024)

Everyday life

Walkability scores 100 of 100: most errands work on foot.

Walkability
100/100
Within 1 km
2,704
shops, cafés and services
Fine dust (PM2.5)
13.3
µg/m³; WHO advises under 5
Wind
3.0 m/s
yearly average

Sources: OpenStreetMap (Overpass) (2026-10) · CAMS EAC4 via Copernicus ADS (2025) · NASA POWER (MERRA-2) (2020–2024)

Children and schools

Full-time childcare for two small children costs about €70 a month after public support, 4% of an average wage.

Childcare for two
€70
a month after support, national, 2025
Fees before support
€159
a month, two children full-time
Childcare, share of a wage
4%
of one average wage, after support
Under-3s in childcare
33%
part- or full-time

Sources: OECD net childcare costs (2025) · Eurostat ilc_caindformal (2025)

Connection and community

13.6% of residents were born abroad, and internet scores 76 of 100.

People online
84%
Home broadband
30
lines per 100 people
Born abroad
13.6%
of residents

Our forecast moves internet from 76 to 88 and international community from 68 to 73 by 2035. The share of residents born abroad has been growing in most countries, and we assume it keeps growing.

Sources: World Bank WDI (2024)

Visas and tax

47% of the world's passports can enter without a visa arranged in advance.

Visa-free entry
47%
of the world's passports
Tax on an average wage
31.4%
11.4% income tax + 20.0% social security
Kept each month
€1,408
single, of €2,051 average gross pay
Kept each month, family
€1,716
one earner, two children
Tax take
21.2%
of the economy (GDP)
Tax friendliness
37/100

Both are held at today's values for 2035: visa and tax rules change by political decision, not by trend.

Sources: Passport Index dataset (current) · World Bank WDI (2023) · Eurostat earn_nt_net (2025)

Not in this report yet

We would rather say so than guess. Check these before you decide.

  • Residence routes for investors, students and families, and how long each permit takes to get
  • Income tax bands, and tax regimes for newcomers
  • School fees, and childcare costs in this city rather than the country
  • What a family would keep at your own salary

Where every number comes from

  • NASA POWER (MERRA-2) 2020–2024
  • CMIP6 ensemble via Copernicus CDS 2030–2039 vs 2015–2024
  • ND-GAIN Country Index + NASA POWER (MERRA-2) 2024, 2020–2024
  • USGS ComCat 1976–2025
  • World Bank WDI 2025
  • Eurostat earn_nt_net 2025
  • Eurostat prc_colc_rents 2025
  • Eurostat urb_clivcon 2024
  • Eurostat prc_ppp_ind 2024
  • Eurostat prc_hpi_a 2015→2025
  • Eurostat ilc_mdes01 2025
  • Eurostat nama_10r_2gdp 2024
  • Eurostat lfst_r_lfu3rt 2025
  • World Bank WDI 2023
  • World Bank WGI 2025
  • Eurostat demo_r_mlifexp 2024
  • Eurostat hlth_rs_bdsrg2 2024
  • OpenStreetMap (Overpass) 2026-10
  • CAMS EAC4 via Copernicus ADS 2025
  • OECD net childcare costs 2025
  • Eurostat ilc_caindformal 2025
  • World Bank WDI 2024
  • Passport Index dataset current
  • World Bank WDI + World Bank WGI 2023, 2025
  • World Bank WDI 2023, 2024
  • Wikidata (local facts, CC0) 2026-10-12
  • Nager.Date (public holidays) 2026
  • Where Tomorrow forecast (trend rates on the methodology page) October 2026